The MyFundGuide X-ray looks across asset allocation, holdings overlap, sectors, market-cap/style, drawdowns, liquidity and goal alignment.
Request my portfolio review →Compare actual allocation with the strategic role required by goals, horizon and risk capacity.
Identify repeated stocks, sectors, factors, styles and fund-house or manager concentration.
Consider what a difficult market could do to the portfolio and to goal timing.
Check whether short-term liabilities are relying on assets that may be volatile or difficult to exit.
Map portfolio risk to the actual purpose, horizon and required corpus.
Assess whether the portfolio is structured so the investor can stay disciplined when markets move sharply.
These are framework templates, not automatic recommendations.
| Template | Equity | Debt | Gold | Role |
|---|---|---|---|---|
| Conservative | 20% | 70% | 10% | Capital stability / lower volatility |
| Balanced | 50% | 40% | 10% | Mixed growth & resilience |
| Growth | 75% | 15% | 10% | Long-horizon growth |
| Retirement Income | 35% | 55% | 10% | Income + resilience |
| FIRE | 80% | 10% | 10% | Long-horizon wealth building |