SIP is a contribution method, not a return guarantee.
A Systematic Investment Plan allows an investor to contribute a specified amount at regular intervals, subject to scheme and platform rules.
SIP can support discipline and reduce the need to make a single large timing decision. It does not remove market risk, guarantee returns or make an unsuitable fund suitable.
A useful SIP plan connects the amount to a goal, sustainable cash flow and a review process. MyFundGuide also separates the SIP decision from the underlying asset-allocation decision.