Why equity can support long goals—and why short-term volatility matters.
Equity-oriented schemes primarily invest in equity and equity-related instruments. Their long-term role can be growth, but the path can be volatile.
Think in terms of goal horizon rather than a generic statement that “equity is for everyone.” A near-term liability should not depend on an asset whose value can fall sharply at the wrong time.
Within equity, large-cap, mid-cap, small-cap, flexi-cap, value, focused, sectoral and thematic approaches can behave differently. Concentration and valuation matter as much as the label.